Buyer benefits

For the buyer, an Exchange Bond^® is quite simply the easiest way to secure a property:

It secures a new home without paying a cash deposit, which avoids having to use savings or bridging finance.
It avoids having to realise other capital investments, which may incur penalty fees or attract capital gains tax.
The Exchange Bond^® is unsecured and inexpensive - and can even be free if the developer reimburses you the premium at completion.
It reduces the stress and anxiety associated with the exchange of contracts - especially if a chain is involved.
You pay the deposit in full only at time of completion.
The application process is easy, fast and convenient.

Buying overseas

Using an Exchange Bond^® when buying a property overseas provides additional benefits:

It avoids handing over large cash sums to an overseas developer before completion as part of a transaction which is subject to local laws.
It avoids the worry of how to recover the deposit under foreign law if something goes wrong.
From the property developer's point of view, it is both simpler and guarantees he will get the deposit amount.