Benefits for the home builder

For the home builder there are many advantages of the Exchange Bond^®:

The Exchange Insurance Company guarantees the deposit to the home buillder.
It attracts more buyers to the marketing suite.
It helps sell more plots more easily.
It helps identify time wasters!
No need to subsidise the deposit. Helps combat the slide to lower percentage deposits.
It helps secure the maximum deposit amount.
It achieves full financial and legal commitment from the buyer.
An Exchange Bond^® transfers credit risk from the developers balance sheet.
It increases efficiency and effectiveness of marketing operations.
It facilitates financing of further phases or new projects.
An Exchange Bond is unsecured and is not packaged with any other financial products. Therefore, we are able to work with any of your other partners including estate agents, IFA’s and law firms.

Selling to overseas buyers

Using an Exchange Bond^® when selling property to a buyer from overseas provides additional benefits:

It is a very flexible tool:
- Can be used for a 5% - 20% deposit amount.
- It can be integrated into staged payments.
- Part Exchange Bond^® part cash deposit is possible.
Overcomes a buyers fear of investing their money overseas, especially early on in a development.
It saves a buyer taking out a loan out to fund a pre-payment scheme - which could later affect their ability to get a mortgage.
Available in many countries depending on location and local circumstances.