Regulatory and rating

The Financial Services Authority

The Financial Services Authority (FSA) is an independent non-departmental public body that regulates the financial services industry in the United Kingdom.

The Exchange Insurance Company is fully authorised and regulated by the FSA.
It is always worth checking a company on the FSA web-site's search page.
We can be found by searching for 'The Exchange Insurance Company Limited', reference number 413901
The web-site is at www.fsa.gov.uk

AM Best

AM Best is a worldwide insurance rating and information agency that was founded in 1899.

The company has been rated by AM Best as B++ (Very Good) and has an issuer credit rating of bbb+ which is investment grade.
The web-site is at www.ambest.com
See how an AM Best rating compares to outher rating companies using the table below.

Rating Company Comparison

This table from the Journal of Risk and Insurance shows how AM Best's ratings compare to other rating companies. The Exchange Insurance Company's rating is highlighted.

Interpretation	AM Best	Standard & Poor	Moody
Superior / Superior / Exceptional	A++ A+	AAA	Aaa
Excellent / Excellent / Excellent	A A-	AA+ AA AA-	Aa1 Aa2 Aa3
Very Good / Good / Good	B++ B+	A+ A A-	A1 A2 A3
Adequate / Adequate / Adequate	B B-	BBB+ BBB BBB-	Baa1 Baa2 Baa3
Uncertain claims-paying ability	C++ C+ C C- D	BB+ BB BB-	Ba1 Ba2 Ba3

Source: The Journal of Risk and Insurance, 1999, Vol. 66, No. 4, p621-642

W3C - World Wide Web Consortium

Valid HTML 4.01 Transitional

This is the technical standard to which the pages on this web-site conform. It means that this web-site should work well with all modern web-browsers.

Check this page now